Restrictive Car Insurance Rules Now Imposed

In the government’s attempt to stamp out uninsured drivers, rules for car insurance have now become a lot stricter.

Drivers will now have to declare that their car is off road if they do not want to pay car insurance.

Prior to this drivers had to be caught on the road driving with no insurance before prosecution was initiated.

All registered car drivers will now get a reminder letter in the post and then a £100 fine.

Leaving the car uninsured can lead to a fine as high as £1000 as well as seizure or clamping of the vehicle.

In the U.K there are approximately 1.4 million uninsured drivers in comparison to the 34 million insured drivers.

According to The Department of Transportation there every year 160 people are killed on the road by drivers that are uninsured and 23,000 are injured.

Malcolm Tarling of the Association of British Insurers claims that “there is a serious problem with uninsured drivers in the U.K” stating that “approximately 4 percent of drivers have no insurance.”

He told our correspondents that “uninsured drivers are a higher risk in terms of causing accidents and they also drive up insurance costs for honest motorists who are covered.”

The warning is that those who are apprehended will get a criminal record, as well as having to pay all future insurance at a higher rate.

The Motor Insurers Bureau and the Driver and Vehicle Licensing agency (DVLA) will liaise together and alert authorities of drivers with no insurance.

There has been an advert launched recently by the two organisations in order to get make drivers aware of the clamp down.

A database used to identify uninsured drivers is accessible online, and any driver that is unsure of the status of their insurance can check for further information.